Build something better.

Taking out a business loan with MyCashLine is simple and straightforward.

Rather than only offering a one time loan with a fixed repayment plan, our product allows business owners to draw down on their credit facility within a few clicks – at their convenience.

The application is fast and completely free including a complimentary phone consultation with one of our industry specialists. See which loan option is right for you, or give us a call to talk over your options.


Apply online

Fill out our straightforward, online application form which takes around 10 minutes. We’ll be able to use the data that you provide us with to carry out a soft search on your account. This will not affect your credit score. But will still enable us to provide you with a free, no commitment quote.


After completing the soft check one of our account managers will get back to you to inform you of your eligibility. This is a quick process with most of our loans being approved within 24 hours.


Final Checks

Once you have decided to move forward with your loan, we will perform any remaining credit checks and confirmations. You will be sent a clear loan agreement for you to e-sign and confirm that you are happy with the organised repayment schedule.


Money is transfered directly to your given bank account on the same day. It’s that simple.

Frequently Asked Questions



Who uses MyCashline?

Mycashline supports businesses within a growing number of sectors in the UK and Europe. Whether you are looking for bridging funds to smooth out a cashflow dip, or looking to invest in much needed equipment or machinery, Mycashline can provide that much needed support - immediately. Applicants must have a UK or Europe based business and operate as a limited company. 

Do you offer finance to start-up's?

Yes. MyCashline appreciates that small businesses and start-ups have difficulty accessing finance to power their growth. As supporters of the UK start-up industry we offer funds to both start-up's as well as limited companies, and partnerships of 3 or more people. 


What is the approval process?

We first ask you to provide us with the necessary information to get to know your business needs via our online application form. Following this, one of our account managers will be in touch with you to talk through the next stages of your loan.

How long does it take to recieve funds?

Your account manager will validate your approval and a loan repayment agreement will be drawn up according to your requested payback schedule. Upon receiving approval and e-signing your loan agreement, funds can then be transferred the very same day. 

What is the role of the account manager?

Your account manager is trained and experienced to deal with your business sector. They are there to guide you through all aspects of the application and borrowing process, assisting with any questions from beginning to end. They'll also provide you with their direct contact information for help anytime.

Do you carry out a credit check?

We carry out a soft check based on the information submitted via our online application form. This will not affect your credit score in any way. A credit footprint will only be left on your record once the loan has been funded.


How long will I have to payback the loan?

Our loans are available on a payback schedule from as short as 1 month up to a 12 month period. Talk to us about our cash break options and flexible re-payments should you need.

What is my commitment?

Our application and quotation service are offered free of charge. Feel free to apply with no commitment or fees. 


Tell me more about your loan options?

With MyCashline you can choose from three main loan options; a bank free business overdraft, a fixed term loan or a flexible Enterprise solution. See our pricing options for more information.

How much does it cost?

Our loan charges typically start at 5% per every 30 days borrowed. See our detailed pricing for more information or apply today for a free quotation.


Can I speak to someone before I apply?

Of course. Businesses are able to apply for a credit facility or fixed term loan online or over the phone. The application process does not require printing, signing, faxing or the downloading or uploading of documents. Call us any time to discuss your options.

Can I take out a second loan?

Yes. As soon as you have re-paid the capital from your original agreement you will be eligible to re-apply for a second loan.


Is this process safe and confidential?

MyCashline, a trading style of Merchant Finance London Limited has established themselves as a trusted and reliable credit facility provider, a source of finance for small and medium businesses in the UK. Any data collected is fully encrypted and secured by our servers.

How do you secure my data?

We are fully compliant with GDPR regulations and store data in a fully encrypted and secure method. For more information visit our privacy policy page. 

Is my data secure when linked up to MyCashline?

Linking up your accounting system with us allows sharing of accurate and real-time data including your bank statements, VAT returns and company details. You are in control of your user sharing settings as all times, and the data we collect is fully confidental and not shared across any platform whatsoever. 

Do you share data with other lenders or broker sites?

No. We will never share your data without your specific permission.

Maximum Support & Updates

As well as providing our customers with a line of credit, we also offer a line of support.